Claims data from the Index System, PILR and various NICB databases can be accessed through what central tool?

The correct choice is B, ISO Claim Search, because it is a centralized database that enables insurance companies to access comprehensive claims data from various sources, including the Index System, PILR (Personal Insurance Loss Record), and various National Insurance Crime Bureau (NICB) databases. This tool plays a critical role in combating insurance fraud by allowing insurers to quickly retrieve existing claims information, helping them identify potential fraudulent activities and patterns in the claims being submitted.

ISO Claim Search functions as a powerful resource for the insurance industry, streamlining the process of verifying claims history and ensuring that insurers make informed decisions based on accurate and updated information. By utilizing this system, insurance professionals can effectively collaborate and share data, which is crucial for illustrating trends in fraud and enhancing overall claim management strategies.