Fraudulent claims can commonly involve which of the following actions?

Fraudulent claims often involve reporting non-existent injuries, as this is a key tactic used by individuals attempting to exploit the insurance system for financial gain. By fabricating injuries or exaggerating the severity of legitimate ones, these individuals aim to receive compensation for damages or medical expenses that they have not actually incurred. This type of deception undermines the integrity of the insurance process and can lead to increased premiums for all policyholders, as insurers must factor in the costs associated with fraudulent claims.

The other actions listed do not align with fraudulent behavior. Disclosing all previous claims reflects an honest approach that helps insurers assess risk accurately. Maintaining complete transparency is essential in fostering trust between insurers and policyholders and is a practice encouraged to prevent fraud. Immediately notifying authorities of accidents is also a responsible action that contributes to proper investigation and accountability, contrary to fraudulent intent.