Insurance fraud can lead to which of the following consequences for the insurance industry?

Insurance fraud can lead to higher premiums for policyholders due to the financial impact that fraudulent claims have on insurance companies. When fraud occurs, insurers experience increased costs in paying out false claims, which can significantly affect their overall profitability. To offset these losses and maintain financial stability, insurance providers may raise premiums for all policyholders. This increase is often implemented to cover the higher costs associated with investigating fraudulent activities and compensating for the losses incurred.

While the other options suggest positive outcomes, they do not align with the reality that insurance fraud introduces additional costs and risks, leading to necessary adjustments in premiums rather than enhancing customer satisfaction, creating more investment opportunities, or improving processing speeds.