What fraud indicator was revealed when an insured denied having duplicate auto insurance?

In the scenario provided, denying having duplicate auto insurance indicates that the insured may have undisclosed coverage. This suggests that the insured is potentially trying to hide the existence of another policy that could cover the same vehicle. In fraudulent situations, individuals might not disclose all of their insurance policies to exploit benefits from multiple insurers or evade certain underwriting disclosures.

Recognizing that the insured is denying having duplicate coverage is a crucial indicator for investigators as it raises suspicions about the transparency of the insured's insurance dealings. It could be an attempt to mislead the insurer regarding the full scope of their insurance situation, which is a common tactic in fraud cases.

In contrast, other options like claims being filed closely together, the insured being a new customer, or providing false information could be relevant in different contexts but do not specifically address the implications of denying duplicate coverage in the context of this question.