What is a key indicator of fraud when a claimant is eager for a quick settlement and offers a reduced amount?

The choice that highlights a key indicator of fraud is when a claimant expresses a desire for a quick settlement and is willing to accept a reduced amount. This behavior can raise suspicion because it may indicate that the claimant is attempting to avoid thorough investigation or scrutiny of their claim. A genuine claimant typically seeks a fair settlement that reflects the true extent of their losses, whereas an eagerness to settle quickly for less may suggest they are trying to capitalize on a fraudulent situation or are concealing the true nature of the claim.

In contrast, having all necessary documents prepared indicates a proactive approach but does not specifically point to fraudulent intent. Hiring an attorney or seeking legal advice may imply the claimant is serious about their rights, which is a normal course of action following an incident, rather than a direct indicator of fraud.