What significant discrepancy raises suspicion about Janice Followell's claim regarding the antique clock?

Gain essential knowledge to detect and prevent insurance fraud. Test your understanding with our insightful quiz, designed with flashcards and multiple choice questions. Review hints and explanations to prepare effectively for your exam.

The significant discrepancy that raises suspicion about Janice Followell's claim is related to the clock's value being disproportionate to her income. When a person files an insurance claim for a valuable item, such as an antique clock, it is crucial to analyze whether the claimed value aligns with the individual’s financial status. If Janice's income does not support the ownership of a clock valued at a high amount, it raises questions about how she came to possess such an item. This discrepancy can indicate potential motive for filing a fraudulent claim, suggesting that she might be exaggerating the value of the item in an attempt to receive a larger payout from the insurance company.

The other options might present some potential issues, but they do not directly undermine the credibility of the claim in the same way. For instance, if the clock was damaged during her fall, it could simply be part of the incident rather than an indication of fraud. Not being injured does not necessarily imply deception regarding the clock itself, and planning to sell the clock may reflect normal behavior for an owner of valuable items rather than raising immediate suspicion.

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