Which of the following examples is NOT an act of insurance fraud?

The correct choice highlights a scenario where an insured individual accidentally makes a typographical error on a claim. In this case, the action is unintentional and does not involve deceit or an attempt to gain an improper advantage. Mistakes with typographical errors can occur in any documentation process and are typically rectified without any malicious intent. Such errors do not reflect the characteristics of insurance fraud, which involves deliberate actions intended to mislead or manipulate the insurance system for financial gain.

In contrast, the other scenarios provided illustrate clear acts of fraud. Staging an accident, falsifying rental history, and submitting false information to inflate a claim are all deliberate actions taken to deceive the insurance company. These actions are motivated by the intent to illegally obtain funds or benefits, which clearly defines them as fraudulent activities under insurance law.